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Lisez les avis des autres

Noté 5 sur 5 étoiles

Absolutely amazing great help on paying bills and it’s easy to do and if you need help just send them a message and they respond quickly kind and friendly support

L'entreprise a répondu

Noté 5 sur 5 étoiles

Definitely legit and has helped a few times when I've been tight for cash and really needed to get some bills paid. It's easy to use for most bills but some can be a bit more challenging.

L'entreprise a répondu

Noté 1 sur 5 étoiles

What a joke! This app is not at all user friendly! They are charging me almost $39 for paying each bill, in addition to the monthly membership fee of $14.99!! It took a ridiculous amount of time to... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

If youre ever in a tight situation, Deferit got your back! Always a great experience and not to difficult to get things resolved.

L'entreprise a répondu

À propos de l'entreprise

  1. Service de paiement

Écrit par l'entreprise

Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time. Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!


Coordonnées de contact

4,4

Excellent

TrustScore 4.5 sur 5

168 avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

A répondu à 76 % de ses avis négatifs

Répond généralement dans un délai de 48 heures

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Noté 5 sur 5 étoiles

This company has help me pay my bills…

This company has help me pay my bills and help boost my score I will continue using it.

7 mai 2025
Avis spontané
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Réponse de Deferit

Hi Shontae,

Thank you so much for sharing your Deferit experience with us! We're thrilled to hear how our services have helped you stay on top of your bills and boost your score along the way—two things we’re deeply committed to supporting.

We’re proud to be part of your financial journey and always here if you need us.

Noté 1 sur 5 étoiles

Was great at first

Was great at first, but they paid my xfinity bill and it was reversed 20 days later and same with second bill. Someone replied they were passing along but it has been weeks and if the bill won't be paid i need a refund but you can not get anyone to ever respond. There should be a phone number you can call.

6 mai 2025
Avis spontané
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Réponse de Deferit

Hi Kayla,

Thank you for bringing this to our attention; we’d really appreciate the opportunity to make things right and get everything resolved as smoothly and quickly as possible.

While we believe email is the most efficient way to resolve customer concerns, we're equally committed to responding promptly so you're never left waiting for answers.

Please send your account details to reviews@deferit.com so we can look into this right away—we’re eager to help and improve your Deferit experience.

Noté 5 sur 5 étoiles

It’s great

It’s great.
Convenient.

5 septembre 2024
Avis spontané
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Réponse de Deferit

Hi Valmira,

Thanks so much for the short and sweet review! It's great to hear how Deferit's been a convenient option for you, especially on times you need it most.

If there’s ever anything you need help with, don’t hesitate to reach out—we're here for you!

Noté 5 sur 5 étoiles

Deferit is definitely a life saver

Deferit is definitely a life saver. I am able to have my bills paid on time. Without any issues, I will definitely recommend and I have recommended to a lot of people who was in the same situation as me.

28 avril 2025
Avis spontané
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Réponse de Deferit

Hi Robin,

Thanks so much sharing your Deferit experience and for spreading the word about us! We’re really glad to hear how our services have helped you manage bills on time and with ease. That’s exactly what we're committed to, and it means a lot to know it’s made a difference for you.

Anytime you need support, we're always here to help!

Noté 5 sur 5 étoiles

🛑 STOP

🛑 STOP. Your number 1 shop to get your bills paid. Quick, fast and timely. Best bill paying service online. As you pay back timely your limitations increase.😊

2 avril 2025
Avis spontané
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Réponse de Deferit

Hi Mark,

Thanks so much for the shoutout! We’re really glad to hear how our services have been a reliable way for you to stay on top of your bills. It’s also great to know your on-time payments paying off with a well-earned boost to your account limit.

We’re committed to making your financial journey even better, and we really appreciate you taking the time to share your Deferit experience with us!

Noté 5 sur 5 étoiles

Peace of Mind!

Deferit, has made my life easier! This product helps to take away the stress of having to pay a bill late, it also helps to ease worry by allowing me to know that no matter what, those continuous bills will be paid on time. Having a product that you can count on, with No hidden surprises or interruptions. I have invited all of my Family and Friends to subscribe and I am also 100% sure that they will find in Deferit what I have found......Peace of Mind!

28 avril 2025
Avis spontané
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Réponse de Deferit

Hi Roosevelt,

Thank you so much for this heartfelt review; it truly means a lot to us.

We’re thrilled to hear that Deferit has helped bring more peace of mind into your financial routine. Ensuring that bills are paid on time without added stress is exactly what we’re here for, and it's wonderful to know that this has made a difference for you.

We also want to say a big thank you for spreading the word to your family and friends—referrals from long-standing customers like yourself are the highest compliment we could ask for.

We’re proud to support you on your financial journey, and we’ll continue working hard to ensure that you can count on us!

Noté 5 sur 5 étoiles

Deferit are still Top Notch!

Deferit promptly resolved my account issue, demonstrating their commitment to customer satisfaction. They reinstated my original credit line of $1,000, ensuring I continue to receive the financial flexibility I value. Their outstanding customer service has left me highly satisfied, and I look forward to remaining a loyal customer for the long haul!

24 avril 2025
Avis spontané
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Réponse de Deferit

Hi John,

We sincerely apologize for any inconvenience. We understand how the unexpected the limit change must have felt, and we appreciate you bringing this to our attention.

We’re pleased to confirm that we've restored your limit to $1,000 and have sent you a detailed follow-up via email with the complete details for your reference.

We truly value your ongoing support and repayment history, and we're grateful to have you with us. if you have any further questions, please don't hesitate to reply to our email—we're here to support you every step of the way!

Noté 5 sur 5 étoiles

Deferit has consistently come in clutch…

Deferit has consistently come in clutch when needed. It's provided me the flexibility to budget accordingly and each time a payment is made, it is reported to Credit Bureau which positively impacts overall credit. 10/10 recommend if you find yourself in a pinch with finances.

23 avril 2025
Avis spontané
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Réponse de Deferit

Hi Cassandra,

Thank you for taking the time to share your experience with us! it's wonderful to hear that Deferit has come through for you when it mattered most. Flexibility and financial control are exactly what we strive to deliver, so it's great to see that reflected in your budgeting and credit journey.

Your 10/10 shoutout truly means a lot to us—we’re grateful to have you in the Deferit community and are always here if you need anything!

Noté 5 sur 5 étoiles

Deferit rewards good customers!!!

4/30/2025 UPDATE: Deferit took care of my problem 100 percent!!! I am very thankful and it has truly changed my opinion. It took a while but they made it right!!!! For a five days now I have been contacting deferit to correct a mistake on my account where they lowered my credit limit for no reason. I have not been late. I pay ahead of time and pay off early. Nothing has happened with my score that would cause it. They say they will fix it over and over and do not. When I posted a review they comment on it saying they are eager to correct it yet they do not. There is no way to contact them other than email and it takes weeks for them to answer. If you want to use a service like this make it ZIP or Willow! They do not charge a membership fee like Deferit does and they always respond. I’ve been a deferit customer for over 3 years and a loyal one they do not care about their customers who make them. I’m sure they will post on this review they are eager to help and for me to contact them but it’s lies!!!! So don’t let they fool you. You can contact them a 100 times but they do not do what they say they will do. Even if they did two weeks from now the stress of having to deal with them is horrible.

21 avril 2025
Avis spontané
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Réponse de Deferit

Hi Sandy,

Thank you for bringing your concerns to our attention. We sincerely apologize for any inconvenience this may have caused and truly appreciate the opportunity to resolve the matter to your satisfaction.

We’re pleased to confirm that the issue with your account limit has been resolved, and we've followed up with you directly via email for your reference. We hope this helps restore your confidence in our service, and we look forward to continuing to demonstrate our commitment to supporting you.

Thank you again for your patience and for choosing Deferit as your bill-budgeting platform over the years. If there’s anything else we can do to assist you, please don’t hesitate to reply to our email—we’re always here to support you throughout your financial journey.

Noté 5 sur 5 étoiles

I really recommend deferit to anyone…

I really recommend deferit to anyone because it help you with any bills and with no headaches. I’ll give a 1000000. Stars 👍

17 avril 2025
Avis spontané
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Réponse de Deferit

Hi Manuel,

Thanks so much for sharing your seamless experience with us. At Deferit, we're dedicated to paying your bills stress-free!

We’re here to make things simpler when it matters most, and it’s great to know we’ve met your expectations.

Anytime you need support, we've always got you covered!

Noté 5 sur 5 étoiles

DEFFERIT is the BEST pay in 4 bill pay…

DEFFERIT is the BEST pay in 4 bill pay app I have used so far. The process is easy and it boosted my credit score and I didn't ever realize it, it helped me be able to manage paying my dentist bill and my cell phone bill when I had a financial hardship and I project that I will use it going forward to catch up some other bills and to even try to pay off bills that have higher interest or finance charges. I would recommend this app to anyone.

3 avril 2025
Avis spontané
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Réponse de Deferit

Hi Ron,

Thanks so much for sharing your seamless experience with us! We're glad to hear that our Pay-in-4 feature has helped you manage bills during a financial hardship and our Credit Builder feature had given your credit score a boost along the way.

It’s great to know you’ve been able to use Deferit to stay on track with bills like your dentist and phone, and we love hearing how you plan to use it to stay ahead and tackle higher-interest payments.

Your feedback means the world to us—thanks again for the shoutout!

Noté 5 sur 5 étoiles

Been using Deferit since 2022!

I’ve been using Deferit for bills since 4/2022. It’s like Afterpay for bills, but much more easier to move dates. They have helped me during difficult economic times and I recommend to all my family and friends! I would not recommend if I didn’t truly believe this is a good benefit to have. I’ve used for cell bills, car insurance payments and other bills. Thank you Deferit!

17 avril 2024
Avis spontané
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Réponse de Deferit

Hi Irene,

Thank you so much for sharing your bill-budgeting experience with us and for being part of the Deferit community since 2022! It's incredible to hear how our services have supported you through challenging times.

We’re especially glad that our flexible payment options have helped you stay on top of everything from cell bills to car insurance. We sincerely appreciate the trust you put into recommending us to friends and family—it means so much to us.

We’re proud to be a resource you can count on, and we're grateful to be part of your financial journey!

Noté 5 sur 5 étoiles

I don’t usually write reviews

I don’t usually write reviews, but Deferit truly deserves one. As someone who juggles bills, a busy family life, and a tight budget, this service has helped me stay afloat more times than I can count. I love that I can break payments into manageable chunks without interest—it’s like having a little breathing room when everything is due at once.

It doesn’t feel like just another finance app. Deferit actually understands real-life timing. Whether it’s a utility bill I need to pay before payday or just spacing things out to avoid overdrafts, it’s helped me avoid late fees and stress. Super easy to use, too.
I don’t usually write reviews, but Deferit truly deserves one. As someone who juggles bills, a busy family life, and a tight budget, this service has helped me stay afloat more times than I can count. I love that I can break payments into manageable chunks without interest, it’s like having a little breathing room when everything is due at once.

It doesn’t feel like just another finance app. Deferit actually understands real-life timing. Whether it’s a utility bill I need to pay before payday or just spacing things out to avoid overdrafts, it’s helped me avoid late fees and stress. Super easy to use, too.

Not exaggerating when I say it’s helped me feel more in control. Highly recommend for anyone who needs a flexible, no-judgment way to manage bills!

Not exaggerating when I say it’s helped me feel more in control. Highly recommend for anyone who needs a flexible, no-judgment way to manage bills!

1 avril 2025
Avis spontané
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Réponse de Deferit

Hi Bianka,

Thank you so much for taking the time to write this—it really means a lot, especially since you don’t usually write reviews. We’re so glad to hear how Deferit has made a real difference in helping you manage bills while juggling a busy family life and tight budget.

Giving people that little bit of breathing room is exactly why we do what we do, and it’s incredibly rewarding to hear that the flexible and seamless bill-budgeting experience we're committed to have helped you stay on top of things and feel more in control.

We truly appreciate your support and value being part of your financial journey—we’re always here when you need us!

Noté 5 sur 5 étoiles

Deferit is a high help in tight situations

I have used Deferit for the last few years and it has been a tremendous help, especially when you may just not have it all but you need something done. Great app will continue using it.

10 avril 2025
Avis spontané
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Réponse de Deferit

Hi Chaynelle,

Thank you so much for your thoughtful review! We’re so glad to hear that Deferit has been a consistent help to you over the years, especially in those moments when things are tight but still need to get done—that’s exactly why we built the service!

We truly appreciate your continued support; thanks again for being such a valued part of the Deferit community!

Noté 1 sur 5 étoiles

They are compulsive liars

They are compulsive liars. I will never to business with them again. Paid off what I needed to way ahead of schedule and they keep charging me saying I owe 14 then charges me 19 after I already paid the whatever fee. Make payment arrangements with you bill before you deal with these people

2 avril 2025
Avis spontané
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Réponse de Deferit

Hi Teresa,

We’re really sorry to hear about your recent Deferit experience and completely understand how frustrating unexpected charges can feel. We’ve gone ahead and sent you a detailed follow-up via email to explain what may have caused the confusion and to help make things clearer.

Just to share a bit of general info: we recently introduced new membership tiers—Lite ($14.99/month), Max ($19.99/month), and Ultra ($24.99/month)—each with different features and benefits. Some plans include protections like no late fees and unlimited bill negotiation, so fees vary depending on what’s selected.

If you have any questions or need further assistance, please feel free to reply directly to our email—we’re eager to support you every step of the way and learn more about how we can improve your bill-budgeting experience with us!

Noté 5 sur 5 étoiles

WOW Deferit!!

WOW Deferit!!! I can not emphasize enough how grateful I am in all my moments throughout the past three years; you been there for me ! From cell phone bills to electric bills; the flexibility to pay through Deferit and then pay in installments is such a life-saver!!! Deferit is the app to go to when you are feeling that there is no way out and there is a way out to survive and not have the electric bill go into collections or a cell phone!! I have referred you to others and will continue stating the above because it is real and true !!!I am soooooo thankful to Deferit in my time of need!!! Deferit will not let you down and the payments in installments are feasible ! Thank you so much Deferit!!!! May you continue to help others in their time of need and desesperación when their is no way out!!! Thank you Deferit !!!!

18 août 2024
Avis spontané
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Réponse de Deferit

Hi Ann,

Thank you so much for your heartfelt review. We're truly grateful you took the time to share your experience with Deferit, and we're honored to have supported you over the past three years. It means a great deal to know our service helped bring relief during difficult times and gave you the flexibility to manage your bills with less stress.

Your feedback means the world to us. We're especially thankful for your continued trust—your kind words reaffirm our commitment to supporting those who need it most.

Thank you again for being part of the Deferit community. We're always here when you need us.

Noté 1 sur 5 étoiles

Waste of Time

On July 17, 2024, I reached out to Deferit for assistance with the payment of my utility bill paid to my landlord and was told that I qualified for a $150 payment. I would need to pay a subscription fee of $14.99 plus a first payment installment of $58.48, which was paid on July 17, 2024. After my payment was made, I received an email from Deferit stating that my bill could not be paid electronically and that a check would be mailed instead. It should be received within 7-10 business days, no later than August 3rd, which is the due date for my bill. Unfortunately, I confirmed with my landlord on August 5, 2024, that they never received the check payment. I reached out to Deferit on numerous occasions to request a refund and cancel my account, and to not report any information on my credit report due to me not receiving the services that were advertised. I received a refund of $58.48 on August 17, 2024, but I did not receive the refund of $14.99, so I reached back out to Deferit. Eventually, I received the refund of $14.99 on August 22, 2024, and per my communication with Deferit, my account was canceled. Well, I received a credit alert from TransUnion a month later stating that Deferit has reported the canceled account to my credit report with $450 limit, a balance of $113 owed, and monthly payment of $38 which is all inaccurate seeing that I only was approved for $150 and didn't even receive that. Now I have to go through the process of getting the account disputed when it should have never been reported in the first place.

17 juillet 2024
Avis spontané
Noté 1 sur 5 étoiles

Missed bills, terrible customer service, and AI horror

Customer service must be ran by an AI because they refuse to actually speak like a human being and answer my simple inquiries on how to safely and securely send ID and sensitive credit card information and encrypted format in order to protect my information. It's almost hilarious on how obviously the customer service rep does not care and would just repeat themselves and give you a lousy sorry that absolutely has no feeling behind whatsoever. And at this point they haven't even responded to me since Friday when I sent the latest email. Which brings me to my next point, that they do not have an actual phone number to talk to a human. Instead what you get is plain tag through email with them. And probably the final frustration with these guys is the fact that you have to provide ID a selfie and a picture of your credit card, front and back, if you want to use anyone else's debit or credit card to pay your bill with them. I have never had a website punish me for trying to pay a bill and pay them my money if the credit card or debit card wasn't specifically in my name. This has to be the dumbest thing that I've ever experienced and I've canceled my membership, which I guess they must have so many customers at this point that they don't care because they made absolutely no attempts to try to keep my business. Overall, my experience has been very poor and I cannot in good faith ever recommend anyone using their services in any capacity. Just know that you will never get a manager to speak with you, they'll continue to basically rewrite the same email over and over again without actually addressing your concerns as a real human being. I'm just glad that I only had to use them for one month, and this experience was very eye opening because it would have been terrible if this was the holidays or something else important. The reason I bring this up is because they did not pay my bill automatically and my bill is actually late and I received an email from the company saying that they have not received the payment and they are about to cancel my car insurance. I have no idea why Deferit didn't automatically pay that bill, as I had already paid my monthly membership so that was very annoying that they basically stole my money for November without actually paying the bill whatsoever. I'm just looking to pay my last two payments and they just be done with them but I cannot say enough bad things about them. I'm just going to go to all websites and contain to leave very negative reviews so people can know the honest truth about these companies.

15 novembre 2024
Avis spontané
Noté 4 sur 5 étoiles

Real comment from somone who received help paying partial rent from Deferit, next will use Deferit for my electric bill or when i need them."

Deferit help me pay my rent. Not all.But a good chunk at $500 so that is just about a quarter of what I had owed, so grateful, it worked, zero issue, i will write more below for nay-sayers or for those in need of such help on rent, again not all, but it worked for me.
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Now,
I never have been late, ever. I rent and am late this 1st x in 3 long years. I heard about, on Tik tok, Deferit is real, with helping with my electric bill here in NC, gas, heat bill, optimum cable internet bill too, and my rent." I am more than satisfied. Now, here is how it goes for all wondering. My rent was late for 1/2 of August, All of September. Total was over a thousand."

But, at first sign up, I receive half offered at approving me for $500.00 and I reach my rental agent who gave me a clear print out, my name, and how much I owe. I took a photo clear in nature, upload to Deferit, as to how much I owe in rent.
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The fee for me to utilize the $500. (to be applied immediately to the late rent bill) was a little over $130. Well worth it. Now, I am making my payments owed per payment plan arranged by Deferit. I am going to next pay on 1 of my utility bills, Electric."
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I am very happy, so far that is with Deferit."
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No complaints, but giving for now 4 stars, because of 1 issue, as i tried reaching via email Customer Service on a Sunday, no response 2 weeks ago, but I am still happy. I was not evicted due to Deferit, "caring"to help me.
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Thank you so much and I did not have a "regular rent bill head like a cable or electric bill" but, Deferit fairly accept directly from the landlord/rental office with what i owe matching my Name, Address, Apt. #
and information and Account # on it." Very blessed. Adios."

6 août 2024
Avis spontané

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