Chip Avis 4 545

TrustScore 4.5 sur 5

4,4

Bien que nous ne vérifiions pas les affirmations individuelles, car les avis reflètent l’opinion personnelle des utilisateurs, certains avis sont accompagnés du statut « vérifié » lorsqu’il est possible de confirmer qu’une interaction avec l’entreprise a eu lieu. En savoir plus

Pour protéger l’intégrité de la plateforme, chaque avis, qu’il soit vérifié ou non, est analysé par notre logiciel automatisé 24 h/24 et 7 j/7. Il identifie et retire tout contenu qui enfreint nos conditions d'utilisation, y compris les avis qui ne se basent pas sur des expériences authentiques. Nous sommes conscients que nous ne pouvons pas tout détecter, et vous pouvez nous signaler tout élément qui aurait pu nous échapper. En savoir plus

Lisez les avis des autres

Noté 5 sur 5 étoiles

I wanted to say thanks Chip for innovating with their Spring Prize Draw and new Smart ISA in April. I've been with them since 2017 and having a spread of money across savings, investments and a Prize... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

I asked a not-very-straightforward question. Got a full and comprehensive answer by e-mail, clearly and logically presented. I was blown away - I've never had a response to an online query so good. If... Voir plus

L'entreprise a répondu

Noté 1 sur 5 étoiles

The worst pop up unregulated bank known to man. My mother has £4k in the bank. She's now passed away and they are refusing to pay my mom's funeral! Financial ombudsman have said they have tons o... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

Chip customer service were excellent in dealing with a technical issue I had. Prompt responses and helpful suggestions. They actually read what I sent and understood my problem rather than just sendin... Voir plus

L'entreprise a répondu

À propos de l'entreprise

  1. Société financière non banquière

À propos de Chip

Écrit par l'entreprise

      Download Chip App      Chip Instagram        Chip LinkedIn      Chip LinkedIn  

Chip is here to make your life wealthy; we offer one simple, personalised experience to manage, grow and protect your wealth. That’s why we’ve been crowned ‘Best Personal Finance App’ in 2025, 2024, 2022, 2019 at the British Bank Awards.

With Chip you can:

      
  • Start investing from £1 with our range of investment funds.
  •   
  • Build wealth tax-free1 with our Cash ISA and Stocks & Shares ISA.
  •   
  • Track your entire investments and savings portfolio in one place.
  •   
  • Set your financial goals, link an account and save for those milestone moments.
  •   
  • Our smart features, like autosaving and recurring deposits, help make investing and saving seamless and easy.
  •   
  • Open any of our savings accounts completely free within minutes2.
  •   
  • All savings accounts in Chip are eligible for FSCS protection on up to £85,0002.
  •   
  • UK-based customer support available 7 days a week.

Everything else you need to know:

      
  • Seccl Custody Limited is the ISA Manager for our Stocks and Shares ISA. A monthly or annual ChipX membership is required for certain funds selected within a Stocks and Shares ISA. Fund management charges apply. ISA limits apply. Invest £20k per tax year.
  •   
  • Chip is a trading name of Chip Financial Ltd, authorised and regulated by the FCA (FRN: 911255). ClearBank Limited is the account provider for our savings accounts.
  •   
  • Chip Financial (Investments) Ltd is authorised and regulated by the Financial Conduct Authority, under firm reference number 1005114.
  •   
  • When investing, your capital is at risk. 1Tax treatment depends on individual circumstances and may be subject to change in the future. Chip does not provide tax or financial advice.

Coordonnées de contact

4,4

Excellent

TrustScore 4.5 sur 5

5 k avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

Chez Trustpilot, nous privilégions le contenu écrit par des personnes réelles. Cependant, cette entreprise a accès notre outil de réponse assisté par l'IA pour l'aider à rédiger ses réponses.

Comment cette entreprise utilise Trustpilot

Découvrez comment les avis de l’entreprise sont collectés, notés et modérés.

Les entreprises sur Trustpilot n’ont pas le droit d’offrir des incitatifs ni de payer pour masquer des avis. Les avis reflètent l’opinion des utilisateurs et non celle de Trustpilot. En savoir plus

Noté 1 sur 5 étoiles

Don’t bother with their prize savings account

Don’t bother with their prize savings account. They push it as an alternative or addition to premium bonds but it’s so very very different. You don’t know when the prizes are announced and despite checking my account says I’m in the next draw but doesn’t tell me what my results for the last draw was.

2 mars 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Brian,

We appreciate you raising these concerns. We aim to ensure all participants are fully informed; currently, all winners are notified via email within five working days of the draw. If you win the Grand Prize, our team will also contact you directly by telephone. We understand that more explicit in-app confirmation of 'no-win' results would be helpful for peace of mind - I can confirm this is always updated when the draw has been run, and we are looking into how we can improve this transparency in future updates.

The Chip Team

Noté 5 sur 5 étoiles

I contacted Chip to request some…

I contacted Chip to request some historical statements. They were helpful, friendly and efficient and emailed me relevant documents the same day. I was hugely grateful for their first class service and would happily recommend them to family and friends.

9 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi LR,

We are so glad we could help you out, and thank you for the lovely feedback! We know that hunting down historical statements can sometimes be a bit of a chore, so we're happy the team could make it quick and easy for you.

The Chip Team

Noté 5 sur 5 étoiles

Excellent customer service

Great to save with. Excellent customer service if you need it. Really quick and very helpful

19 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Amanda,

Thank you very much for your high recommendation. We are pleased to hear that you are finding Chip an excellent platform for your savings and that our customer service team has provided the quick, helpful support we always strive for.

The Chip Team

Noté 5 sur 5 étoiles

Good service,

Chip showed that it responds well to customer issues. I was very satisfied with the service I received,

19 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Malcolm,

Thank you for your positive review. We are delighted that you were satisfied with our response to your recent inquiry. We strive to provide effective and professional service at every touchpoint, and we truly value your feedback on our performance.

The Chip Team

Noté 5 sur 5 étoiles

Strong recommend

Easy to use and with great, swift customer service should you need any help. Strong recommend!

25 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Victoria,

Thank you so much for sharing your positive experience with us. We are committed to providing a streamlined service backed by prompt customer support, and we are delighted that you would recommend our platform. We look forward to continuing to support your financial goals!

The Chip Team

Noté 5 sur 5 étoiles

It’s honestly the best customer service…

It’s honestly the best customer service out there. Fast, good chat and highly effective. Faultless.

25 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Stuart,

We are delighted to hear that you found our support both fast and highly effective. Maintaining a standard of faultless service is a collective effort at Chip, thank you for your support and for being a part of our community.

The Chip Team

Noté 5 sur 5 étoiles

I had a query that was puzzling me

I had a query that was puzzling me and the guys at Chip were very quick to find me reassuring answers without me having to repeat my problem.

3 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Campden,

Thank you for the positive review. We are delighted that our team could assist you so effectively. Minimizing friction and providing accurate information are top priorities for us, and we are glad we met those standards during your recent interaction.

The Chip Team

Noté 3 sur 5 étoiles

I have invested £2000 in Chip and as it…

I have invested £2000 in Chip and as it appears to be earning no interest, would now like to withdraw the full amount. This is proving difficult to do. The app insists I must give Chip 90 days access to my personal bank account. I do not want to do this. I'm not sure what to do to withdraw my money.
Today - 25.2.26 Chip responded helpful and enable me to withdraw the money without having to give access to my personal bank account.

24 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Jane,

Thank you for taking the time to share this, and I am really sorry you are finding the withdrawal process frustrating.

Chip uses open banking to verify accounts securely when moving money, please get in touch with us through the in-app chat so we can look into your account and guide you step by step. If you cannot access the app at all, please email hello@getchip.uk with your details and we will help you as quickly as possible.

We want to make sure you can access your funds easily and feel confident using Chip, so we are here to support you.

The Chip Team

Noté 5 sur 5 étoiles

Excellent App

Excellent App, with helpful staff who responded promptly to my enquiry.

17 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Sue,

Thank you so much for the lovely feedback.

We are really pleased to hear you are enjoying the app and that our team were able to help quickly with your enquiry. Providing clear, prompt support is something we care a lot about, so it means a great deal to hear that reflected in your experience.

The Chip Team

Noté 5 sur 5 étoiles

Glen & Rikki at Chip went over and…

Glen & Rikki at Chip went over and above to help resolve the issue I had receiving OTP’s when I upgraded mobile phone and moved networks .

19 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi HA,

Thank you very much for sharing this, it is rewarding to know our team successfully navigated this for you, sometimes network issues can cause delays in the OTP's being received.

I will ensure that both Glen and Rikki are recognized for their commitment to seeing your case through to resolution.

The Chip Team

Noté 5 sur 5 étoiles

Dealing with a bereavement

Following a bereavement, I was tasked with reaching out to Chip. All my messages were with the same person, Todd, who consistently offered his condolences . I was kept up to date with progress at each stage. Very considerate and empathetic with situation and Todd warned me that some correspondence would be in the name of the deceased and he apologised. He then gave me a timeline of the next steps. All resolved relatively quickly and very smoothly.
A very positive interaction.

18 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi there,

Thank you for sharing your experience with us during such a difficult time. We are deeply sorry for your loss, and we are glad to hear that Todd was able to provide the compassionate support and clear guidance you needed. Ensuring these sensitive matters are handled with dignity is a priority for us, and we will ensure Todd is recognized for his exceptional care and professionalism.

The Chip Team

Noté 1 sur 5 étoiles

Was a great app from the beginning I…

Was a great app from the beginning I remember when it opened an stuck with them and it got much better now dont what it is my whole account sign has gone keeps wanting me to sign up no pin login says contact support no where to contact support glad iv not got much money here now become very sketchy.

18 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Kraig,

We’re really sorry to hear this. That sounds incredibly frustrating, especially as you’ve been with us since the early days.

If the app is asking you to sign up again and you can’t access your PIN login, it’s usually a sign that something’s gone wrong with the sign in process rather than your account itself. Please don’t worry, your money and account details won’t have disappeared.

As you’re currently unable to access the app, the best thing to do is email us directly at hello@getchip.uk and our team will be able to locate your account and help you get back in as quickly as possible.

We completely understand how this can feel concerning, and we appreciate you sticking with us. We’ll get this sorted for you.

The Chip Team

Noté 5 sur 5 étoiles

Whole experience was good but change of…

Whole experience was good but change of mobile number can cause problems, needs better awareness of consequences.
many thanks, paul

19 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Paul,

Thank you for your feedback, we recognize that updating a mobile number is a critical security step that can occasionally result in service friction. We are always reviewing our communications to ensure users are better informed of the security protocols involved during this transition.

The Chip Team

Noté 5 sur 5 étoiles

Would recommend great app easy to use…

Would recommend great app easy to use easy to set up and buy stocks and fun with prize savings account and customer service is always quick to respond and resolve issues on the rare occasion they occur very rapidly
(Thank you usamah)

19 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi HM,

Thank you for the fantastic recommendation! We’re thrilled to hear you’re finding the stocks and prize savings features so easy to use. I’ll be sure to pass your kind words on to Usamah as he’ll be delighted to know he could help you out so quickly which as what we always aim for.

The Chip Team

Noté 5 sur 5 étoiles

Excellent prompt service

Excellent prompt service. I'm very happy with Chip

18 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Anne,

We are so pleased to hear this! we know that when it comes to your savings, 'prompt' service is key to peace of mind, we will be sure to relay your kind words to the team.

The Chip Team

Noté 5 sur 5 étoiles

Excellent customer support

I received really good support from Chip when I was having problems linking my bank account with my chip account. Their responses were quick, concise and helpful, so the problem was soon resolved. Thank you

12 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Peter,

That is exactly what we like to hear, linking a bank account is the most important step to getting your savings moving, so I’m glad our team was able to jump in and make it a smooth process for you.

The Chip Team

Noté 5 sur 5 étoiles

Timely and professional

Timely, clear and helpful response and advice when I needed information and guidance. Thank you

11 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Abimibola,

That is exactly what we aim for! We know that when you’re looking for guidance, the last thing you want is a slow or confusing reply. It’s great to hear that our team was able to provide the clarity you needed, right when you needed it.

The Chip Team

Noté 4 sur 5 étoiles

Very good communication

Very good communication, good products very pleased Highly recommend.

12 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Catherine,

That is wonderful to hear! We know that clear communication is just as important as the products themselves, so it’s great to see that balance is working well for you.

Thank you for the high recommendation, it means a lot to the whole team!

The Chip Team

Noté 5 sur 5 étoiles

Good customer service

Good customer service, Chip informed me that I needed to reconnect my bank account to the app, and informed me how to do this. Great support and a quick response to my questions.

7 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Alan,

It is great to hear that the reconnection process went smoothly for you! Open Banking connections usually need a quick refresh every 90 days for security, so I'm glad our team was on hand to guide you through it.

The Chip Team

Noté 5 sur 5 étoiles

Great service

Really simple, great way to manage money and get competitive interest rates. Very efficient and helpful customer support. Recommend

12 février 2026
Avis spontané
Logo de Chip

Réponse : Chip

Hi Lewis,

Thank you for the recommendation! We’ll keep working hard to ensure we stay simple and efficient as your savings continue to grow, and we are always here to support you along the way.

The Chip Team

L’expérience Trustpilot

Tout le monde peut écrire un avis Trustpilot. Les auteurs d'avis peuvent les modifier ou les supprimer à tout moment et les avis sont affichés tant que les comptes utilisateurs respectifs sont actifs.

Les entreprises peuvent utiliser nos invitations automatiques pour collecter des avis. Ils sont accompagnés du statut « Vérifié » pour indiquer qu'il s'agit d'expériences authentiques.

En savoir plus sur les différents types d'avis.

Nous avons des personnes dédiées et des technologies intelligentes pour nous aider à protéger notre plateforme. Découvrez comment nous combattons les faux avis.

En savoir plus sur le parcours des avis sur Trustpilot.

Voici 8 conseils pour écrire des avis de qualité.

La vérification permet de s'assurer que des personnes réelles écrivent les avis que vous lisez sur Trustpilot.

Offrir des incitatifs en échange d'avis ou demander des avis de manière sélective peut fausser le TrustScore, ce qui va à l'encontre de nos conditions d'utilisation.

En savoir plus