The claims process is timely and straightforward, everything felt fair. Unfortunately some vets overcharge on medicine and lab fees so check your limits carefully.
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The claims process is timely and straightforward, everything felt fair. Unfortunately some vets overcharge on medicine and lab fees so check your limits carefully.
L'entreprise a répondu
Our dog had a lameness that needed further investigation and I can’t argue how easy the process was in claiming the bills back for this. From initial submission of the forms from the vets to money... Voir plus
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I hesitated in claiming for Zak’s lump removal as it was only a few weeks after changing to Scratch & Patch that it appeared. To be honest if I had known I was going to have a reason to claim I would... Voir plus
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If you want to pay a premium in good faith for a farcical rejection of a claim use this company ***updated response to their response*** For clarity the condition which they don’t cover, burie... Voir plus
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Écrit par l'entreprise
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At Scratch & Patch, we know one thing for sure: your dog or cat is not just a pet — they’re part of the family. That’s why we’ve built our pet insurance to deliver reliable protection, simple choices, and genuine peace of mind for every paw in your household. 😺🐶
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124 City Road, EC1V 2NX, London, Royaume-Uni
A répondu à 100 % de ses avis négatifs
Répond généralement dans un délai de 24 heures
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I am very impressed with the service that is provided in a friendly and efficient manner.
Very ease to get insurance and good prices of cover.

Réponse : Scratch & Patch
If you want to pay a premium in good faith for a farcical rejection of a claim use this company
***updated response to their response***
For clarity the condition which they don’t cover, buried deep within their wording is a common infection in older female dogs. The reason they don’t cover it is because it is allegedly preventable if you have your dog spayed. This is like saying a car crash is preventable by not driving a car, this is not a practical real world application of logic by any stretch as people still need to drive cars and some people would prefer not to have their dog spayed for various reasons especially the avoidance of surgery in a French bulldog. A pet insurance policy should cover your pet for any *new* occurrences of illness in that policy term, if it doesn’t it’s redundant as an insurance completely, so my advice to anyone reading this, please please find an reputable alternative.

Réponse : Scratch & Patch
The whole process was dealt with very quickly. We were kept informed at every step.

Réponse : Scratch & Patch
The claim was handled efficiently and sensitively.

Réponse : Scratch & Patch
Very straightforward claim process. Efficiently managed. Thank you

Réponse : Scratch & Patch
The claims process is timely and straightforward, everything felt fair. Unfortunately some vets overcharge on medicine and lab fees so check your limits carefully.

Réponse : Scratch & Patch
Decided to go with Scratch +Patch because of the good reviews on line. Easy to join online and I received a welcoming, friendly service from the member of staff who I got through to

Réponse : Scratch & Patch
Good choices of cover & costs excellent. Site really easy to understand & quick to complete.

Réponse : Scratch & Patch
This is a great insurance company to deal with. They dealt directly with the vet. It’s very clear what the excess is and co payments so you know up front what you need to pay. Lovely people on the end of a phone if you need them. Claims dealt with very quickly and with minimal fuss.
It is value for money. Premiums are affordable and offer peace of mind. I have made 2 claims over the years for 2 of my dogs without fuss.
It does pay to read the small print. Vets charge huge fees for drugs and consults but the policies only cover a set amount for consult fees and may not pay the full fee.
Though it pays out on drugs , if may not pay the full amount on the the hyper inflated amounts vets charge for drugs. Despite this, it’s still a very good value and affordable policy. We have both on premier.

Réponse : Scratch & Patch
Very good price and value for money
Easy to complete forms online for good value price and e tra cover. Everything made clear

Réponse : Scratch & Patch
Really good price for my miniature schnauzer, every thing g set up online efficiently.

Réponse : Scratch & Patch
Very straightforward online claim form, they kept in touch in regard to the process of the claim and when it was paid they gave me a detailed breakdown of what was covered

Réponse : Scratch & Patch
I hesitated in claiming for Zak’s lump removal as it was only a few weeks after changing to Scratch & Patch that it appeared. To be honest if I had known I was going to have a reason to claim I would have stayed with our previous insurer. I changed because Scratch & Patch was far more economical and half expected my claim to be questioned. But that was not the case. A most efficient and straightforward service. Would definitely recommend Scratch & Patch.

Réponse : Scratch & Patch
Our dog had a lameness that needed further investigation and I can’t argue how easy the process was in claiming the bills back for this.
From initial submission of the forms from the vets to money being back in our bank was less than 4 days! They communicate well, quickly and effectively to get info from you where needed and if it’s in line with your policy they pay!
Highly recommend!

Réponse : Scratch & Patch
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