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Scratch & Patch Avis 

2 262
•
TrustScore 4.5 sur 5

4,5

Bien que nous ne vérifiions pas les affirmations individuelles, car les avis reflètent l’opinion personnelle des utilisateurs, certains avis sont accompagnés du statut « vérifié » lorsqu’il est possible de confirmer qu’une interaction avec l’entreprise a eu lieu. En savoir plus

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Lisez les avis des autres

Noté 5 sur 5 étoiles

I need too put this on here, if you have a pet too insure, you would have too be barking mad ! not take a policy out with this insurer, helpful kind and just so much more too these guys, every single... Voir plus

Noté 5 sur 5 étoiles

Had to take our dog to out of hours when he was poorly with an abscess, he was looked at and given antibiotics and made a great recovery. We also had to take him to our own vet's previously and afterw... Voir plus

L'entreprise a répondu

Noté 3 sur 5 étoiles

I had to change my card details to renew the policy. Portal difficult to navigate to amend this. Lady over the phone helpful but admitted she could not see the portal, between us we muddled through... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

Kate was so kind and patient explaining the policy over the phone. She even said she would post the paperwork out to me. What a lovely person, a true credit to your company. The price quoted was so mu... Voir plus

À propos de l'entreprise

  1. Compagnie d'assurance animaux
  2. aussi dans
  3. Compagnie d'assurance

À propos de Scratch & Patch

Écrit par l'entreprise

Scratch & Patch

At Scratch & Patch, we know one thing for sure: your dog or cat is not just a pet — they’re part of the family. That’s why we’ve built our pet insurance to deliver reliable protection, simple choices, and genuine peace of mind for every paw in your household. 😺🐶

Our plans 💎

We offer a range of policy options, with up to £8k of Lifetime vet fee cover.

Fuss free claims 🩺

Making a claim is quick and easy. You can claim online or by phone. We can even deal directly with your vet.

Free unlimited 24/7 vet careline 📞

Not every pet health concern needs an immediate trip to the vet — and that’s okay. All customers get access to our unlimited 24/7 vet careline, so support from our UK-registered vet team is there whenever you need it.

Multi-pet discount 💸

One team. Epic savings! Unite all your pet heroes under one policy and unlock a mighty 20% discount.

Protect the paws you love 🩷

Choose a pet insurance partner that’s built for real life, real pets, and real people.

Start your quote today

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Scratch & Patch Pet Insurance

Protect the paws you love 🩷

4,5

Excellent

TrustScore 4.5 sur 5

2 k avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

Demande des avis aux clients

Cette entreprise invite régulièrement ses clients à laisser des avis, qu’ils soient positifs ou négatifs.

A répondu à 100 % de ses avis négatifs

Répond généralement dans un délai de 24 heures

Comment cette entreprise utilise Trustpilot

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4,5

Tous les avis

(2 262)

648 avis reçus au cours des 12 derniers mois

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Les entreprises sur Trustpilot n’ont pas le droit d’offrir des incitatifs ni de payer pour masquer des avis. Les avis reflètent l’opinion des utilisateurs et non celle de Trustpilot. En savoir plus

Noté 4 sur 5 étoiles

Fairly easy to complete

Fairly easy to complete and the cost of the cover was good. I will wait till I need to claim before I give five stars.

1 octobre 2026
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Réponse de Scratch & Patch

Hi Mike,

Thanks for taking the time to leave us a review. We’re glad to hear you found everything fairly straightforward and that you were happy with the cost of the cover.

Hopefully you won’t need to claim, but if you ever do and need any help along the way, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

Staff helped sort out an issue

Staff helped sort out an issue , they were absolutely wonderful I highly recommend them

30 septembre 2026
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Réponse de Scratch & Patch

Hi Sarah,

Thanks so much for your lovely review. It’s great to hear the team were able to help get things sorted for you, and we really appreciate the recommendation.

If you ever need us again, you can get in touch here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

Easy to use

Easy to use, good communication and a competitive price

26 septembre 2026
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Réponse de Scratch & Patch

Hi Helen,

Thank you for taking the time to leave us a review. We’re really pleased to hear you’ve had a positive experience with us so far.

If you ever need any help, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

Customer help

Needing to speak to customer services about a renewal. Agent very friendly and sorted my issue straight away. Thanks.

28 septembre 2026
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Réponse de Scratch & Patch

Hi Danny,

Thanks for leaving us a review. It’s great to hear our team were able to help with your renewal query and get everything sorted quickly for you. We’re really pleased the experience was straightforward and friendly.

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

First check was speed of contact by…

First check was speed of contact by phone. After the usual recorded Go to our Website and AP my initial call was answered in seconds. That hurdle crossed the policy and single excess with no additional percentages was the best offer for me. Docs arrived within minutes great initial service

28 septembre 2026
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Réponse de Scratch & Patch

Hi Malcolm,

Thanks so much for the lovely feedback! It’s great to hear everything felt quick and straightforward when getting set up, and that you found the cover worked well for what you needed. Really pleased we could make a good first impression.

If you ever need us, you can get in touch here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 4 sur 5 étoiles

No increase in premium

Helpful reminder of due date, no increase in price, easy renwal done automatically.

27 septembre 2026
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Réponse de Scratch & Patch

Hi Shirley,

Thank you for taking the time to leave us a review! Keeping things simple and straightforward at renewal is something we work really hard on for our customers. Having the option to renew automatically also helps make sure there’s no unexpected break in cover from one year to the next, giving you that extra peace of mind should you ever need to make a claim.

If you ever need anything, you can get in touch here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

Brilliant service and always there to…

Brilliant service and always there to help.
Good value for Money.
Keep up the good work.

26 septembre 2026
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Réponse de Scratch & Patch

Hi Sandra,

Thank you so much for the kind words! We’re really pleased to hear you’ve had such a positive experience with us and that the team has been there when you’ve needed them.

If you ever need anything, you can get in touch here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 2 sur 5 étoiles

Violet my dog was diagnosed with…

Violet my dog was diagnosed with epilepsy 2 yrs ago we got help the first yr with the tablets [Epiphen] then nothing i know ur not the most expensive company and of course we can't go to another company as she wouldn't be insured for her illness 😉

22 septembre 2026
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Réponse de Scratch & Patch

Hi Audrey,

Thank you for taking the time to leave us a review. We’re sorry to hear you were disappointed with the outcome of Violet’s recent claim.

We’ve reviewed the position and, on this occasion, the claim was assessed in line with the limits shown within the policy schedule. Under Gold cover, veterinary fees are covered up to the overall limit for each injury or illness, but some areas of treatment have their own inner limits. External laboratory fees, for example, are limited per condition, rather than resetting each policy year. The compulsory excess is also applied per injury or illness, per policy year.


Where previous treatment for the same condition has already used the relevant inner limit, this can affect what remains payable on a later claim. Once the applicable policy limits and excess were taken into account here, there was unfortunately no further settlement due.

We completely appreciate that policy limits can be frustrating when you’re managing an ongoing condition, so if you’d like us to talk you through the claim in more detail, please get in touch with the team here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

Great price & website…

This insurer was listed under Moneysupermarket, not o ly did I get a great price, with an easy to use website. I also received cash back

24 septembre 2026
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Réponse de Scratch & Patch

Hi there,

Thank you for taking the time to leave us a review! We’re really pleased you found the website easy to use and were happy with the price.

If you ever need anything, you can get in touch here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

Don,t panic help us here

No matter what the problem I just phone and they are ready to help any info about your pet is felt with asap

23 septembre 2026
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Réponse de Scratch & Patch

Hi there,

Thanks for taking the time to leave us a review! It’s great to hear that our dedicated Customer Service team were on hand to help with your query. Providing that extra reassurance and peace of mind when you choose us is something we’re really passionate about.

If you ever need anything, you can get in touch here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

This company deal with claims promptly

This company deal with claims promptly. They are very competitively priced and I would thoroughly recommend their cover

21 septembre 2026
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Réponse de Scratch & Patch

Hi Alison,

Thanks for taking the time to leave us a review! It’s really nice to hear you’ve been happy with both the service and the value we provide. We really appreciate the recommendation 😊

If you ever need anything, you can get in touch here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

My dog had 2 episodes of cancer that…

My dog had 2 episodes of cancer that required surgery monitoring lasar and dressings he also had monitored analgesia. Scratch and patch paided my claim for which I was grateful but above all my boy was a solider and still alive

23 septembre 2026
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Réponse de Scratch & Patch

Hi Margaret,

Thank you for taking the time to leave us a review. We’re so pleased we could be there to support you through such a worrying time, and even more so to hear your boy is still going strong. That’s the most important thing of all.

If you ever need anything, you can get in touch here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

it is good to have this just in case…

it is good to have this just in case your pet does something silly it is peace of mind and well worth the money thank you your Mrs F W Browne

22 septembre 2026
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Réponse de Scratch & Patch

Hi there,

Thanks for leaving us a review. It’s lovely to hear your cover gives you that extra peace of mind, knowing you’ve got support in place if your pet ever gets themselves into a bit of trouble. We’re also really pleased you feel the policy offers good value for the reassurance it provides.

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

Recent claim.

Recent claim.

My claim was handled professionally .
I was advised as to its progress and was paid out quickly.
Alan

20 septembre 2026
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Réponse de Scratch & Patch

Hi Alan,

Thanks for leaving us a review. It’s really good to hear your claim was handled professionally and that you were kept informed throughout. We know how important it is to keep things moving when you’re waiting on a claim, so it’s great that the payment was sorted quickly too.

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

Very helpful and competent assistance…

Very helpful and competent assistance from the lady over the phone.

23 septembre 2026
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Réponse de Scratch & Patch

Hi there,

Thanks for leaving us a review. It’s great to hear the team were able to help over the phone and that you found the support helpful and reassuring.

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

Very quick in settling my claim.

Before submitting my claim I emailed Patch and Scratch with a query and received a prompt reply. This helped me to submit my claim and was impressed with the speed at which this was processed. Patch and Scratch kept me up to date with the progress of my claim throughout which was very helpful.

10 septembre 2026
Avis spontané
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Réponse de Scratch & Patch

Hi there,

Thanks for leaving us a review. It’s great to hear you received a quick response when you got in touch before submitting your claim, and that the claim itself was then processed promptly.

Keeping customers updated throughout is really important to us, so we’re glad that helped make the whole process feel straightforward.

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

Excellent customer service

Excellent customer service. Efficient handling of claim and budget friendly quotes. Highly recommended

27 août 2026
Avis spontané
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Réponse de Scratch & Patch

Hi Sara,

Thanks for leaving us a review. It’s great to hear your claim was handled efficiently and that you found our cover competitively priced too. We really appreciate the recommendation and are glad the overall experience was a positive one.

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

Customer service is fantastic

Customer service is fantastic and they managed to get my quote details before it was due for renewal as I needed it for financial purposes. I also received correspondence when my payment didn't go through. The yearly renewal is very competitive which is why I've remained with them.

18 septembre 2026
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Réponse de Scratch & Patch

Hi Rebecca,

Thank you for taking the time to leave us such a positive review. It’s lovely to hear the team were able to get everything sorted for you ahead of renewal and help when the payment didn’t go through as planned.

We’re also really pleased you found your renewal competitive and that the overall service gave you the confidence to stay with us for another year.

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles

Fast and Efficient Service all round

Unfortunately I had to make a claim recently but Scratch & Patch handled it quickly and effectively without any stress or worry. I was paid out within 2 weeks and it was fast and straightforward. I did ring at one point with a question and was given good advise and any worries laid to rest. Really great service and would highly recommend to anyone looking for pet insurance. The only downside is that my vets do not deal with this company directly. If they could do that then that would be a huge weight lifted as it was a bit of a struggle for me to raise the bill and then wait for the claim payment back.

26 août 2026
Avis spontané
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Réponse de Scratch & Patch

Hi Sharon,

Thank you for sharing such detailed feedback. We’re really pleased the claim itself was handled quickly and that, when you needed a little extra help, the team were able to give you clear advice and support along the way.

We also really appreciate you mentioning direct vet payments. We completely understand how having to cover a large vet bill upfront can add extra pressure at an already worrying time, and feedback like this is genuinely useful when we look at how we can continue improving the claims journey for our customers.

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Noté 5 sur 5 étoiles
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Réponse de Scratch & Patch

Hi Carolyn,

Thank you for taking the time to leave us a review. We’re really pleased to hear your claim was handled efficiently and that the process felt straightforward from your side.

If you ever need anything further, you can get in touch with us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

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