Intuit Credit Karma US Avis 

When you try to get a loan based on the credit score with Credit Karma and find out it's 30 it's lower than what the lender has found, it's frustrating when your loan is denied.
It does keep me on track, staying focus on paying off loans.
The personal loan they offer, the interest rate is too high.

Trying to access an old tax return I filed through credit karma, when I lived in the US. I now live abroad and of course, I can't access my account! I ALSO conveniently can't access the support channel, and there's no number to call either. How is an American expat supposed to access their tax documents?? What, do they just hope and pray none of their customers ever move abroad? Ridiculous!

They are still up to their same old tricks. Showing you the odds and possibilities of getting approved by other snakes on their platform. I think another lawsuit is on the horizon.

I went through Credit Karma thinking would be the best place to go through since they are your credit scores . I was wrong !!! The company they recommend is the worst . I deleted their app never again where I use them.

I buy my credit score every quarter. My score is never under 681 on any of the big 3 in 18 years. They say I have a 505 on credit karma. This is criminal at the least. They do that to give you high interest rate, low balance $300-$1000, bad credit cards with yearly $99-$300 annual renewal fees. I would Caancel any card I got from them. It's a scam and criminal at the least. They prey on the desperate poor communities

Credit karma gotta stop posting B's scores on their site what they have on their site your points are always 10 to 20 points different With today's technology everything should be updated IF they can't do the job let another company take over!!!!

I really don't appreciate them merging my private Credit Karma account with my QuickBooks work account that I get paid through. This was completely done by them without my knowledge or consent, they only emailed me later to tell me it had been done. Then having to root around in the deep settings to opt out was even worse.

I had a very disappointing experience with Credit Karma.

I applied for a credit card that was listed in the “Credit Karma Guarantee” section. Based on that, I expected that if I wasn’t approved, I would at least receive the promised $25 Guarantee payment.

Instead, my application was denied immediately. I received a hard inquiry on my credit report, which lowered my credit score by 3 points. To make matters worse, I did not receive the promised $25 compensation.

The card has now disappeared from my Credit Karma offers, and customer support has not provided a satisfactory explanation.

Because of this experience, I cannot recommend using Credit Karma to apply for credit cards. A hard inquiry can affect your credit, and in my case, the advertised guarantee did not provide the benefit I expected.

I recommend thinking twice before submitting any credit card applications through this service.

I applied a citi bank credit card from this app. It was 0% apr for 21 months in their advertisement But in real it was not. I got to know after three months when I got 25.49 percent interest on my remaining balance. Now they don’t have customer support and none helps. My credit score went down to 77pts

If you want to be harassed daily by scam phone calls pretending to have a loan offer for you then go to Credit Karma and check out a loan rate - you don't even need to apply - once you check your rate prepare to be harassed forever. Credit Karma shares your information. STAY AWAY

I wish I could give them a no star they are disrespectful, liars, cheats, thieves. I suggest you never get your direct deposit into a Credit Karma spin account. Credit Karma is a horrible thing does not help your credit and they just steal your money. They do not care about their customers at all and customer service. Don’t even get me started on them. They totally hurts my heart and has interrupted my life 100% and I’m probably going to lose my house and my car over this. Thanks a lot credit karma spent out you’re amazing not

I applied for a loan when the incentive was $50 if you are declined and i was but they NEVER paid the incentive, I wrote to them about it and I was told that I would get help in return they dismissed me. I deleted this app from my phone and they keep sending me incorrect information about my credit like balances owed, its incredibly annoying to see how a company can send a person so many wrong reports. Beware and check your own balances. Be safe ppl.

I signed up for Credit Karma just to see if I could quickly receive my FICO numbers which are exceptional for over the past 2025 years. I didn’t really need Credit Karma but I get emails every month stating the price of my condominium is not in sync with other homes in the county, I am in. I didn’t think anything about it until I clicked open the link and this may have been eight months ago. I’ve only been in the condominium six months. It is a premier, high-rise condominium unit, and the tallest building in the city. I am living in.

I paid more than half for it but what Credit Karma keeps writing me and I keep writing them back saying why are you giving me numbers that are false because your formula is wrong What Credit Karma sends me every month see where your home value is. And it will show that I am $33,000 below any other home in this county I live in. I just bought the condo six months ago. So when I wrote them and said what you’re doing is using the formula for standalone homes with property land and acres etc. etc. I am in a two bedroom two bath condominium and it is not comparable to a two or three or four bedroom home with acres or no acres or fourth of acre that all counts in the value of your home. They wrote back the first time and said they were researching it and to send me what they had sent me well a second New Home, value was not presented until July 20. I submitted my email to them July 4 so I received another email from them stating we’ve closed your case we haven’t heard from you.

So I responded I did not receive a new calculation of Home value until July 20 and it’s still saying the same thing that my two bedroom two bath condominium is $33,000 below average amount of “homes” in my county. They are comparing apples and oranges and the reviews and what I hear when people apply for loans and use Credit Karma as the backup that everything is going good the lenders do not respect them now my credit was checked through the bureaus and it is in the 800 range. I don’t know where Credit Karma gets their information. Mine was also with them in the almost 800 range that was not the issue, but don’t send me additional information to make me feel good that you’re producing things that will help me in the future if they are not accurate.

So I sent the note that they sent me on my value being 33,000 under the values of the other homes in my county. I’m thinking I will just delete the app. I’ve never tried through. If you can get this credit card you can do this. You can do that. I wouldn’t go to Credit Karma for any recommendations, and this was even before the accuracy of condo in Home value I think I will delete the app. I see they get a one out of five stars and now I’m another one out of five stars for them.

I was a CK customer for over 30 years. Then today I needed to change my phone number on my account. The artificial unintelligence sent a conformation code to my new phone. I type it in.
"Please contact support"
I try again. "Please contact support".
So, I looked through the "Help" articles, which told me I was doing everything correct.
"Please contact support".
I get on chat, and bully my way past another AU bot to get a human. Well, you would have thought I fired a nuke at the home office. In order to change my phone number, I was going to have to get on a webcam, verify facial features, supply documents (which probably aren't very secure in the first place), yadda, yadda, yadda. Just to change my flipping phone number. Essentially, I would have to set up a new account just to change ONE BIT of information on an existing 30 year account. Hell, I'll find some other place to check my scores, this is ridiculous, and a massive waste of my time. CK, you lost a long time customer today...hope you and your artificial unintelligence are happy.

Do not even think about "considering" or "looking at" or getting more info on "Credit Karma Home Loans."
THEY WILL CALL YOU NON-STOP!!!!
From hundreds of different numbers. Worse than the worst boyfriend you ever dumped.
They do not understand the words, "One more phone call and I will sue you," they apparently think, "Challenge accepted!"
I didn't even complete the form!! Once I saw that their rates were worse than what I have now, I force closed the app. Evidently they took that as a sign to harass me until I die.
They are like a rapid badger, hounding me relentlessly with phone calls and texts when I never officially engaged in any bona fide "business" relationship with them.
YOU'VE BEEN WARNED

Your annoying commercial, first you have someone in a car putting on her seat belt saying nothing just grinning like an ape, and now you have someone who sounds like a witch talking about credit card cash back. Enough already.

On June 26, 2026, I applied for a personal loan with OneMain Financial through an offer on my Credit Karma account that carried the Karma Guarantee: if the application wasn't approved, Credit Karma would pay $50. The application was declined, and Credit Karma's own app displayed the status "Declined on July 1, 2026."

When I filed my guarantee claim, Credit Karma denied it, claiming in writing that they had "confirmed" with OneMain that my application was approved on the same or better terms. Their own platform showed the opposite. One of their denial emails even arrived with unfilled template placeholders: a form letter, not a review.

I disputed the denial with screenshots of their own app contradicting their support team. What followed was weeks of identical, non-substantive responses: no timeline, no reference number, no resolution. Just "we're redirecting this to a team of specialists," over and over.

I have since filed a complaint with the Consumer Financial Protection Bureau. A company whose entire business is consumer trust should not need a federal regulator involved to honor a $50 promise its own records confirm it owes.

I wouldn't give him 0.They had said that I was approved for refinance at my car and they said it was credit camera approved and get money. It was just a bad thing.I can go on and tell you the whole story , but i'm not going to credit karma , is bull they say that you're gonna be approved in their guaranteed.And then they run your credit through all kinds of stuff.It's not good.I wouldn't go through credit karma for nothing

I unfortunately took a card from your recommendation! It said not HIT! My score dropped 4 points. I won't use you again!!!!!!!

I was with credit karma for many years. Got a lot of "offers" just for me, that were always rejected. The $50 pay to me if I wasn't approved...was a sham.
What made me leave was when I got a notification saying they linked my husband's car loan in with my credit. Nothing my husband or I wanted or would have approved.
No trust left for credit karma.