M&S Credit Card Avis 

3 404
TrustScore 4 sur 5

4,0

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Lisez les avis des autres

Noté 5 sur 5 étoiles

Great crédit card company. Good communication & kept up to date with account regularly. Can lower credit card amount anytime if I choose. Not consistently bombed with meaningless, pointless emails & t... Voir plus

L'entreprise a répondu

Noté 4 sur 5 étoiles

I’ve had my M&S card for many years and haven’t had too many issues with using the M&S Bank app other than when trying to adding it onto new IPads. I’ve found it difficult to send the required copy of... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

Life-saver during a tough time! Highly recommend. ​I cannot thank M&S Bank enough. I was offered an incredible balance transfer deal right when I needed it most, and it genuinely rescued me from a s... Voir plus

L'entreprise a répondu

Noté 1 sur 5 étoiles

Even 1 is too high.Since new app upgrade have lost all access to banking app Customer service team just pass you around then promise call back (to get you off the phone ) then don't call back .Still... Voir plus

L'entreprise a répondu

À propos de l'entreprise

  1. Banque
  2. Institution financière

Écrit par l'entreprise

M&S Bank launched in Autumn 2012, built on the foundations of M&S Money, which provided a range of financial products and great customer service for over 25 years. We aim to put you first and provide straightforward financial products and great customer service. We’re committed to building lasting relationships with everyone who banks with us by being truly focused on you, the customer.


Coordonnées de contact

4,0

Bien

TrustScore 4 sur 5

3 k avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

Aucun historique récent de demande d’avis

Cette entreprise n’a pas récemment invité ses clients à l'évaluer, donc les avis ne sont peut-être pas représentatifs.

A répondu à 99 % de ses avis négatifs

Répond généralement dans un délai de 24 heures

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4,0

Tous les avis

(3 404)

3 084 avis reçus au cours des 12 derniers mois

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Les entreprises sur Trustpilot n’ont pas le droit d’offrir des incitatifs ni de payer pour masquer des avis. Les avis reflètent l’opinion des utilisateurs et non celle de Trustpilot. En savoir plus

Noté 1 sur 5 étoiles

I note from M&S replies that the new…

I note from M&S replies that the new security upgrade on the App means some older phones no longer accept this - but as you also need that app to open the online bank account why can't you provide a way to open that up without having the app?

4 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Francis, we’re really sorry to hear this. That’s far from the experience we want our customers to have. Please contact our customer support team so we can investigate this and help put things right. You can find alternative ways to get in touch by visiting the ‘Contact us’ page on our website. Thanks for taking the time to leave a review - Kim

Noté 4 sur 5 étoiles

Find M&S credit card very useful as…

Find M&S credit card very useful as there is very little stock in shops to try on I was trying to buy ladies top Jaeger had to travel 1O miles to try on other than that order 2 sizes and return one which is a inconvenience

1 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Jean, Its great the credit card comes in useful for ordering more than one size, we appreciate this can be frustration.
Thanks for the feedback. - Kim

Noté 1 sur 5 étoiles

Crap App

Like many people, an update of their app has left me with no access to my account - all my other banking apps are fine.

I've since deleted it, and have no need to use a company who don't feel the need to keep me informed about a major app upgrade like this.

Customer satisfaction - I don't think so!

1 juin 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Andi, thank you for taking the time to leave a review. Our customer's security is one of our biggest priorities, and because of this we continuously update our app to keep our security features up-to-date. Unfortunately this does mean the app is no longer compatible with older iOS and android models. Our app is currently compatible with Apple devices running iOS 15 or iPadOS 15 and above, and Android devices running Android 11 and above. Thanks - Elena

Noté 1 sur 5 étoiles

M&S Bank has updated app so my platform…

M&S Bank has updated app so my platform is not supported?
Funny all the other bank apps I use work and update.
Smacks of STC.
Sod The Customer

10 juin 2026
Avis spontané
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Réponse de M&S Credit Card

Hello, thank you for taking the time to leave a review. We continuously update our app to make sure our security features are up-to-date. The M&S Bank app is currently compatible with Apple devices running iOS 15 or iPadOS 15 and above and Android devices running Android 11 and above. If your device isn't able to update to those operating systems then you will still be able to manage your account via Online Banking. Thanks - Elena

Noté 4 sur 5 étoiles

I’ve had my M&S card for many years and…

I’ve had my M&S card for many years and haven’t had too many issues with using the M&S Bank app other than when trying to adding it onto new IPads. I’ve found it difficult to send the required copy of my passport so have simply had to keep my previous IPad live for when I need to access my statements. The recent change to being unable to pay using my Debit Card via the app caused me a slight problem at first but I’ve now managed to make payments via my own banking app. These issues haven’t put me off using the app though 😊

3 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Mandy, thank you for taking the time to leave a review. I'm glad to hear that you are still using the M&S Bank app. We're always here to help if you need us, you can find all the ways to contact us on our website. Thanks - Elena

Noté 5 sur 5 étoiles

Loyal Customer

I have been a customer for many years and have not had any problems with using my M&S card at home or abroad. Online Banking feels safe to use, is clear and easy to navigate.
I hope that the current transition with HSBC Bank ensures the same standard of service continues.

2 mai 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Maureen, Thank you for being a loyal customer and continuing to be part of the M&S family. Its great you love everything about your account. Thank you for taking the time to leave feedback. - Kim

Noté 2 sur 5 étoiles

Since M&S changed their banking app…

Since M&S changed their banking app both myself and my Mother can no longer access it. Trying to get this sorted with customer services has been a joke. How hard is it to understand we cannot access the app or online banking anymore. I am seriously considering getting rid of my card if you can't sort this out

12 juin 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Pamela, We're really sorry to hear this. It was required to upgrade our banking app to ensure the bank and customers are kept safe against financial crime. If you do need to speak to us please use the number from the back of your card. Thank you for taking the time to leave feedback. - Kim

Noté 5 sur 5 étoiles

Mobile appThe mobile phone app which I use for my…

The mobile phone app which I use for my M & S credit card is excellent and keeps me up to date with my usage etc. GREAT

3 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Ron, This is fantastic feedback thank you so much for taking the time to leave feedback. - Kim

Noté 5 sur 5 étoiles

Nice and easy to deal with.

Nice and easy to deal with.
Interest rates could and should be lower. But that applies to almost all credit card companies.

3 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Larry, Its great everythign works well for you. Thank you for taking the time to leave feedback. - Kim

Noté 5 sur 5 étoiles

Easy and safe to use

Secure logging in.

2 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Barbara, Thanks for the feedback. It's great you are pleased with the security on the banking app. - kim

Noté 5 sur 5 étoiles

My favourite credit card

I have had an M&S credit card for many years and never had any issues both in the UK or abroad.
It has been my go to card for most purchases.

2 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Mark, This is lovely we are your goto card. Thanks for the feedback. - Kim

Noté 2 sur 5 étoiles

The Mess That is Vouchers and Points

I have a 'Rewards' credit card and I find all the different rewards, vouchers, points, Sparks points just a total mess and confusing. I get paper vouchers in the post that expire after 3 months. I get vouchers in my app that have "More than 30 days to use". So, vouchers I 'pay' for expire really quickly, but the 'free ones' go on forever? Confused already. What is the difference between these 'Rewards'? Then there are the points. They seem to disappear every now and then for no apparent reason. Then there are the Sparks points. It's all just too much. For goodness sake, just have one type of reward voucher which everything goes into: the 3 monthly vouchers, Rewards points vouchers and Sparks points vouchers. It's so obvious to any sane person. Please take a long hard look at this from a customer point of view and just make things as simple as possible.

1 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Rowland, Apologies for the confusion. Thank you for the feedback we send this to the team. - Kim

Noté 4 sur 5 étoiles

Generally good but frustrating how rewards are added

Generally I find use of card and rewards very good.
However, I have just completed a minimum spend for June for £10 reward vouchers.
This has disappeared from app, but no vouchers added to my account or any confirmation received.
Fine it frustrating that I just have to wait and hope now.

30 juin 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Pam, with the Sparks challenges there can be a slight delay as they are being processed. If you've completed the challenge then you will receive an email within a couple of weeks, from M&S Money, to say that your points are on the way. If in a couple of weeks you haven't received and email and the points haven't been added to your balance then please get in touch, and we will look into this for you. Thanks - Elena

Noté 5 sur 5 étoiles

Secure and easy to use card and app

The card is easy enoigh to use although I use it in a wallet on my phone. The best part is the app. This allows secure login to see and download statements providing multi-factor authentication.

2 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Chris, thank you so much for taking the time to leave a review. I'm glad to hear that you're enjoying using our app! Our customer's safety and security is one of our top priorities, so it's great to hear that you're appreciating our safety features. We are always here if you need anything. Thanks - Elena

Noté 5 sur 5 étoiles

Marks and Spencer's Brookfield farm

Marks and Spencer's Brookfield farm, fantastic service for my young granddaughter by Michelle in lingerie. Couldn't ask for better more considerate service.

30 juin 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Sherry, thank you so much for taking the time to leave a review. We're pleased to hear you had a great visit to the Brookfield Farm store, I will pass your wonderful feedback on to our retail colleagues. Thanks - Elena

Noté 5 sur 5 étoiles

Very happy with my M&S credit card.

Very happy with my M&S credit card.
Like the very friendly app, easy to use and clear and easy to navigate.

2 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Helen, thank you so much for taking the time to leave us a review. It's great to hear that you've found our app easy to use! Thanks - Elena

Noté 5 sur 5 étoiles

M&S card

I’ve had my M&S card for many years and have enjoyed the reward scheme offered. When they had a problem with technical data not too long ago I was very impressed with their notification and secure way everything was handled. The new app layout like everything required a bit of working out and my only disappointment was I couldn’t reload on my new iPad (I personally find reading easier) as it had to have a photo which failed every time. I haven’t had any problems so can’t comment on services, or payment issues.

2 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Alison, thank you so much for taking the time to leave us a review and for being such a loyal customer! I'm glad to hear that you're enjoying your rewards. If you would like to contact us, we can try and help you solve the issue with your iPad. You can find all the ways to get in touch on our website. Thanks - Elena

Noté 5 sur 5 étoiles

Credit card happy

Have had the credit card for many years. Always willing to help sort out any problem. I wouldn’t use anything else.

2 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Jill, thanks so much for taking the time to leave a review. We're always here to help whenever you need us. Thanks – Elena

Noté 3 sur 5 étoiles

Dumbed down facilities

I have been an M&S customer for many many years and although the clothes have greatly improved the head office has not. In store everyone is polite and friendly but the behind the scenes officials have dumbed down everything. I can no longer pay my credit card in store (which has resulted in my limit being downgraded because I have forgotten to pay on time twice recently, but could have paid in store on time) I can no longer visit a cafe in many many stores ( a coffee machine may be great for busy workers in city sites but we country bumpkins (quite often elderly) want a sit down and a nice cake and a tea pot. I don’t think a small area of extra retail space is worth the huge inconvenience to customers who traditionally have used the cafe every week.
Whizz kid designers of stores don’t give a thought to the non-city dweller, many of whom who travel significant distances to visit a store. M&S have evolved into looking after the office worker and seem to find everyone else an inconvenience.

19 juin 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Julia, sorry to hear that you're disappointed with the M&S store updates, we will pass this feedback on to our retail colleagues. Thank you for taking the time to leave a review - Elena

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