M&S Credit Card Avis 

3 410
TrustScore 4 sur 5

4,0

Bien que nous ne vérifiions pas les affirmations individuelles, car les avis reflètent l’opinion personnelle des utilisateurs, certains avis sont accompagnés du statut « vérifié » lorsqu’il est possible de confirmer qu’une interaction avec l’entreprise a eu lieu. En savoir plus

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Lisez les avis des autres

Noté 5 sur 5 étoiles

⭐️⭐️⭐️⭐️☆ I’ve had my M&S Credit Card for a while now, and even though I owe quite a lot on it, the company has continued to give me opportunities to keep using the card. That flexibility has b... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

Great crédit card company. Good communication & kept up to date with account regularly. Can lower credit card amount anytime if I choose. Not consistently bombed with meaningless, pointless emails & t... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

Life-saver during a tough time! Highly recommend. ​I cannot thank M&S Bank enough. I was offered an incredible balance transfer deal right when I needed it most, and it genuinely rescued me from a s... Voir plus

L'entreprise a répondu

Noté 1 sur 5 étoiles

Even 1 is too high.Since new app upgrade have lost all access to banking app Customer service team just pass you around then promise call back (to get you off the phone ) then don't call back .Still... Voir plus

L'entreprise a répondu

À propos de l'entreprise

  1. Banque
  2. Institution financière

Écrit par l'entreprise

M&S Bank launched in Autumn 2012, built on the foundations of M&S Money, which provided a range of financial products and great customer service for over 25 years. We aim to put you first and provide straightforward financial products and great customer service. We’re committed to building lasting relationships with everyone who banks with us by being truly focused on you, the customer.


Coordonnées de contact

4,0

Bien

TrustScore 4 sur 5

3 k avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

Aucun historique récent de demande d’avis

Cette entreprise n’a pas récemment invité ses clients à l'évaluer, donc les avis ne sont peut-être pas représentatifs.

A répondu à 99 % de ses avis négatifs

Répond généralement dans un délai de 24 heures

Comment cette entreprise utilise Trustpilot

Découvrez comment les avis de l’entreprise sont collectés, notés et modérés.

4,0

Tous les avis

(3 410)

3 090 avis reçus au cours des 12 derniers mois

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Les entreprises sur Trustpilot n’ont pas le droit d’offrir des incitatifs ni de payer pour masquer des avis. Les avis reflètent l’opinion des utilisateurs et non celle de Trustpilot. En savoir plus

Noté 5 sur 5 étoiles

Easy to use app

Easy to use app. .Can now pay bill/shop/ and keep an i on account..Spot on ⭐️⭐️⭐️⭐️⭐️

2 juin 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Teri, thanks so much for your review. I'm so glad to hear you're finding our app easy to use! We're always here to help, whenever you need us. Thanks – Elena

Noté 5 sur 5 étoiles

Ibthink they are great

I have had an M&S credit card for many years now. Their security is excellent. Help is readily available if you have a problem and they help you to solve AND it easy to speak to a person. Their app is easy to use and has many useful features. I cannot comment on their interest rate as compared to other credit cards as I routinely pay off the card in full monthly.

1 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Marilyn, thanks so much for your kind words. I'm glad to hear that you're finding our app easy to use. We're always here to help if you need anything. Thanks – Elena

Noté 5 sur 5 étoiles

5 stars all the way

Personally I have never had a problem with M&S click and collect. Notifications on orders keep you updated. 5 stars all the way for me

1 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Marjorie, I'm glad to hear that the M&S click and collect has always been efficient for you. Thanks for taking the time to leave a review - Elena

Noté 5 sur 5 étoiles

M&S CREDIT CARD

Brilliant credit card, Brilliant company.
Thank you M&S for accepting me as a customer.

1 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Antony, thank you so much for taking the time to leave a review, it's great to have you as a customer! We're always here to help if you need us. Thanks - Elena

Noté 2 sur 5 étoiles

I still have trouble accessing my…

I still have trouble accessing my account.

1 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hello, sorry to hear this. If you would like to get in touch, we would love to be able to help you access your account. You can call the number on the back of your card, or find all the ways to contact us on our website. Thanks - Elena

Noté 2 sur 5 étoiles

2 stars for the app alone - payment changes

2 stars for the app alone. We're still having to change payment settings in a PDF form, which in 2026 is really passe. Fix this, and the rest would be 5 stars.

1 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Chris, Thanks for letting us know. We’d like to understand more about what’s gone wrong and how we can fix it. Please do get in touch with us directly, you can get in touch through using our Chat feature in our app or you can find alternative ways to get in touch by visiting the ‘Contact us’ page on our website. Thanks - Kim

Noté 2 sur 5 étoiles

just experienced my worst ever month's…

just experienced my worst ever month's service with M&S Credit card. I have the card because I can earn points/rewards. A miserable, inflexible, computer says no reaction from staff and operation gave me frustration and embarrassment. All this and I am always fully paid up - perhaps that's the problem. Better for M&S to have members in debt.

10 juin 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Des, we’re really sorry to hear this. That’s far from the experience we want our customers to have. Please contact our customer support team so we can investigate this and help put things right. If you have digital banking, you can contact customer support through our Chat feature. You can find alternative ways to get in touch by visiting the ‘Contact us’ page on our website. Thanks for taking the time to leave a review - Kim

Noté 5 sur 5 étoiles

M&S are a trusted business and having…

M&S are a trusted business and having an M&S card at a time when l needed financial flexability was excellent I am so pleased with all the services and efficiency

1 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Helen, thanks so much for your kind words. We're always here to help if you need us! Thanks – Elena

Noté 5 sur 5 étoiles

Excellent service

Excellent service, great rewards for when using card. Can’t fault them

1 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Jacqueline, Thanks for such a lovely kind review. - Kim

Noté 5 sur 5 étoiles

Happy and loyal M&S customer

I’m very happy with my M&S credit card. I find the online banking application very easy to navigate. My payments always seem to be promptly made.

1 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Anne, Its great you are able to navigate the banking app easily and are happy with the card. This is what we love to hear. Thanks for taking the time to leave feedback. - Kim

Noté 5 sur 5 étoiles

M&S Bank always works for me

Always answer and always have been able to solve whatever problem I had,always have time and patience dealing with me, always appear pleased to help and that is not easy every day,but M&S Bank always manage to do it in my experience, Izzie

12 juin 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Isabelle, It's great that any issues we are able to resolve for you this is exactly what we aim for. We will always be happy to help our customers. Thanks for the feedback - Kim

Noté 4 sur 5 étoiles

I use this card a lot for internet…

I use this card a lot for internet purchases & have always had a good experience the way the purchase is verified via the app is very good

1 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Anne, Its great you use the card a lot and have a great experience and enjoy the use of the banking app. Thanks for the feedback. - Kim

Noté 4 sur 5 étoiles

So Easy to Use

I haven’t had any problems using M&S Bank app. Each month my outstanding balance is settled by Direct Debit. So easy!

1 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Cathy, Its great you haven't had any issues, and it's easy to manage the account with a direct debit. Thanks for the feedback. - Kim

Noté 5 sur 5 étoiles

Professional and Totally Trustworthy

I have had my M&S credit card for more years than I can remember. I have complete trust in M&S to keep my money and purchases safe. Also, just as importantly, to respond quickly and professionally to any enquiries.

1 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Jan, Thank you for the trust you have in us, its great you feel safe with purchases and have no issues. Here is to many more years as part of the M&S family. Thanks for the feedback.- Kim

Noté 5 sur 5 étoiles

Brilliant

Brilliant, I've had my credit card with them for about 40 years now. Never had any problems and occasionally get a bonus on it (at the end of the year), also transfers too. Great credit card to have

17 juin 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Janet, Thank you for leaving such lovely feedback and for being part of the M&S family for so long. Its great you benefit from the card. - Kim

Noté 3 sur 5 étoiles

Rewards good, accessibility poor

The rewards associated with the card are very helpful which is why I keep mine open. However, I have several elderly relatives, all of whom have been excluded from using this card because they aren't about to upgrade to the most recent Android or iPhone. No other bank has excluded them, just Marks and Spencer's. At one point, you offered an elderly arthritic lady a tiny little keypad to use as a security device. Have you any basic customer service training about accessibility?

3 juin 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Joanna, Thanks for the feedback. Due to the recent upgrade it has meant some customers are unable to access mobile banking there are options available they can contact us as we are happy to go through this with them. - Kim

Noté 1 sur 5 étoiles

Very poor communication from MS staff…

Very poor communication from MS staff there’s a language barrier between staff and customers. I would never have a MS credit card again.

9 juillet 2025
Avis spontané
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Réponse de M&S Credit Card

Hi Olivia, thank you for taking the time to leave a review. I'm sorry to hear that you're no longer using your card. If you ever need to contact us you can call the number on the back of your card and we will be happy to help. - Kim

Noté 3 sur 5 étoiles

Mostly great

Mostly great, but I've been forced to download the app on my phone, and now every online transaction requires me to log into my account. I don't live on my phone and so that's a real pain - main reason why I frequently use a different card

1 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Martin, By having the banking app while you shop online it gives you the extra layer of security for online purchases. Thanks for the feedback. - Kim

Noté 5 sur 5 étoiles

Great Bank to deal with!

I have found its a pleasure dealing with M&S Bank. I have never had a problem and feel I can always count on them to help me when I need it.

Many thanks,
Johnette

1 juillet 2026
Avis spontané
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Réponse de M&S Credit Card

Hi Johnette, thank you so much for your kind words. You're right! You can always count on us if you need anything, we're always happy to help - Elena

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