Yard Avis 828

Yard was great. We received excellent service from Shruti from start to finish. She was always contactable and nothing was ever a problem.

I had a fantastic experience with Tian and Yard. My wife and I were looking to refinance our home loan.

After shopping around, The Yard rate was very competitive and the whole refinance process was transparent and quick, thanks to Tian.

Would highly recommend Yard to anyone looking for a new loan or to refinance and existing one.

Toby at Yard made the process of a lo-doc loan really easy and was always available to answer any questions. Will definitely be using Yard again for my next purchase!

My experience through Yard was nothing but professional. Napatra helped me through the whole process and managed to get me approved.

I was declined by my broker and another bank before coming to Yard due to not having minimum 6 Months of casual employment (only 3 months at the time in the mines)

We end up settling on a low doc option which made this all possible to obtain this property.

I am very happy with the result and managed to get everything over the line thanks to Napatra.

I was extremely pleased by the service provided from willian and the team at yard,they were very knowledgeable and helpful. From the very start through to settlement, willian was great to work with and extremely responsive, and always went out of his way to ensure I was getting the best value. We could not have asked for a better experience with them and will definitely be highly recommending them to all friends and family in future. Thank you willian.

Jose & Odilia

Review for YARD and Tian Xia
I have bought and sold many properties, commercial and residential, in the past 40 years, finally we have a lender who gets small business, YARD.com.au. As many self-employed small businesspeople would know, navigating the world of financing can often feel like an uphill battle. Many lenders view self-employment as a red flag and securing realistic and commercially viable financing extremely challenging, especially when it comes to obtaining a mortgage. Fortunately, my experience with YARD and specifically with Tian Xia has been nothing short of transformative.
From the very beginning, YARD and Tian demonstrated an exceptional level of professionalism and dedication that set them apart from other lenders. Tian’s diligence in exploring various financing solutions made all the difference in my journey toward refinancing an existing mortgage. He worked tirelessly to negotiate better terms that aligned with my financial goals, showing not only expertise but also genuine care for my circumstances. It was evident that he understood the challenges faced by self-employed individuals and was committed to finding a solution that would work for us. The entire process was seamless and stress-free thanks to Tian's guidance.
I cannot recommend YARD and Tian Xia highly enough for anyone seeking financing solutions, especially those who are self-employed. Their commitment to client satisfaction and their proactive approach in navigating the complexities of lending truly set them apart in this industry.

This was an amazing, easy, and hassle-free experience. Lots of effort was put into thinking ahead, no constant back and forth with ‘just one more thing’. The whole process didn’t take long and the mortgage broker was very transparent and informative. He considered the best products and plans for us now and kept the future in mind. All in all, I couldn’t be happier!

I recently had the pleasure of working with Yard to secure a home loan. The application process was straightforward, and I appreciated how quickly everything moved.
I highly recommend Yard to anyone looking for a reliable and customer-focused experience. Truly a five-star experience!

Thank you for the help of David Piras. God bless you all.

Smooth easy process. Excellent to deal with

I contacted them in early February 2025 with an urgent loan application, clearly stressing that time was critical due to an active construction approval. I was assured by Shruti, the loan officer, that my application would be processed quickly once all documents were submitted. I provided everything within 10 days.

Unfortunately, that’s where the efficiency ended. Shruti initially gave me incorrect information about the risk fee, and since then has been consistently unresponsive — rarely replying to emails or phone calls unless I escalate the matter through other staff at Yard.

It’s now been over 6 weeks and the application is still not assessed. I’ve spent most of my time chasing updates and trying to get basic communication. If you’re expecting a streamlined, professional service with clear timelines, look elsewhere. I feel completely misled by the glowing reviews and would strongly caution anyone who needs a fast or responsive lending process.

Yard does not have listings with Google or ProductReview.com.au. My poor experience does not align with the overall reviews on Trust Pilot, perhaps because these reviews are heavily controlled.

Our broker at Yard, David, was excellent. Our loan application was complex and David was able to find the right lender for us with reasonable rates. Communication was great and smooth process.

Because you help me, I can’t complain. That’s the reason I give you five star. thank you , Hekita

Shruti made the entire process so easy! Thank you very much. Highly recommend going through Yard.

Monique Loibner at Yard Finance is exceptional! She stands out as the most professional finance broker I've ever worked with. Her approach to securing finance is both thorough and efficient, demonstrating an impressive dedication to achieving swift approvals.

What sets Monique apart is her commitment to client success and her outstanding professionalism. I only wish I had discovered Yard Finance sooner - it would have saved me so much time and effort in previous financing endeavors.

If you're in need of financial services, I cannot recommend Monique highly enough. Her expertise and client-focused approach make the entire process smooth and stress-free.

Don't hesitate to reach out to Monique for all your financing needs - you won't be disappointed!

Toby was excellent in clearly defining the process on the loan
Also very friendly and helpful to assist in getting all the paperwork done
Great communication

I recently had the pleasure of working with Yard Home Loans for both refinancing and securing a loan as a company director of a new small business that's been trading for just one year. I was initially concerned about the challenges of refinancing so early in my business's journey, but the team at Yard Home Loans made the entire process incredibly smooth and stress-free.

A special shout out to Antonia Krkovski, my loan consultant, who truly went above and beyond. From our first conversation, Antonia took the time to understand my unique situation and explained all my refinancing options in detail. She was always patient, responsive, and ensured I felt comfortable with each step. She made me feel like a priority, even with only one year of trading, and helped me secure terms that exceeded my expectations.

Thanks to Antonia and the Yard Home Loans team, I was able to successfully refinance and strengthen my financial position moving forward. I highly recommend Yard Home Loans, especially to small business owners who might feel uncertain about financing options. Antonia's expertise and dedication made all the difference, and I couldn’t be more grateful!

What an amazing experience I went through when I came to know David, from Yard.He embarked the impossible mission of getting me a loan with an enthusiastic spirit although I was not positive.His grin and positivity makes me feel comeback again and again for future loan and brokering facilitation .If you don't have the confidence in your borrowing capacity, you should definitely approach David and you won't regret it as you witness making the impossible happen! Thank David.

Luke has been great to deal with. Always prompt to answer any emails & available on the phone when needed. Helped me achieve a loan that I would have found hard to get anywhere else.

Super efficient and easy to deal with. Loan was approved in a short time frame and settled with no issues. Would recommend.